United Community Banks Inc. is on the verge of unveiling its financial outcomes for the fourth quarter, with analysts providing updated predictions. The banking institution, which recently authorized a significant share repurchase program, has seen its stock fluctuate as market participants anticipate the upcoming earnings call. These forecasts offer a glimpse into the expected performance of the company, reflecting expert opinions on its financial health and future trajectory.
Scheduled for release before the market opens on Wednesday, January 14, 2025, United Community Banks is anticipated to report an increase in its quarterly earnings. Projections suggest earnings per share could reach 71 cents, an improvement from 63 cents in the same period last year. Furthermore, the consensus revenue estimate stands at $273.6 million, marking a notable rise from the $251.93 million recorded previously, according to data compiled by Benzinga Pro.
A significant development for United Community Banks was the approval on December 8 for a share repurchase program, allowing the company to buy back up to $100 million of its outstanding common stock. This strategic move often signals management's confidence in the company's valuation and can be a positive indicator for investors. Following this announcement, the company's shares experienced a 2.3% increase, closing at $33.28 on Thursday, demonstrating immediate market reaction to the news.
Financial analysts have been actively adjusting their ratings and price targets for United Community Banks. For instance, Catherine Mealor of Keefe, Bruyette & Woods maintained a 'Market Perform' rating while elevating the price target from $32 to $34 on July 28, 2025, with a notable accuracy rate of 73%. Similarly, DA Davidson's Gary Tenner reiterated a 'Buy' rating and increased the price target from $34 to $36 on July 24, 2025, boasting an accuracy rate of 78%. However, Raymond James' Daniel Tamayo downgraded the stock from 'Outperform' to 'Market Perform' on July 8, 2025, despite having a 61% accuracy rate. Stephens & Co.'s Russell Gunther upheld an 'Overweight' rating with a $36 price target on April 23, 2025, reflecting a 69% accuracy rate. Conversely, Hovde Group's David Bishop maintained a 'Market Perform' rating but reduced the price target from $36 to $32 on March 20, 2025, with a 64% accuracy rate. These varied expert opinions underscore the dynamic nature of stock market analysis.
As United Community Banks prepares to release its latest financial figures, the market is keen to see how these results align with analyst expectations. The company's recent actions, particularly its share repurchase initiative, are indicative of its strategy to enhance shareholder value. Investors will be closely monitoring the upcoming earnings call for further insights into the bank's performance and future outlook.