Recent evaluations of First Hawaiian (NASDAQ: FHB) by five financial analysts reveal a range of opinions, from optimistic to cautious. These assessments, compiled over the last quarter, indicate shifts in market sentiment regarding the company's prospects. The average 12-month price target is set at $28.2, reflecting a slight increase from previous estimates, with individual targets varying from $27.00 to $29.00. This collective insight helps to contextualize First Hawaiian's current market standing and future potential.
First Hawaiian has demonstrated a strong market presence, exceeding average market capitalization within its sector, which points to its significant size and brand recognition. Despite a slight revenue decline of 0.09% in the last quarter of 2025, the company maintains an impressive net margin of 32.15%, showcasing its profitability and efficient cost management. However, its Return on Equity (ROE) at 2.54% and Return on Assets (ROA) at 0.29% are below industry averages, suggesting challenges in maximizing returns from its equity and assets. Positively, First Hawaiian's debt-to-equity ratio of 0.0 indicates a conservative approach to financing, which is generally viewed favorably by investors.
Analyst Perspectives on First Hawaiian's Performance
Over the past quarter, five financial experts provided their evaluations of First Hawaiian (NASDAQ: FHB), resulting in a variety of ratings from bullish to bearish. These assessments offer valuable insights into how industry professionals view the company's financial health and future prospects. The collective sentiment has shown some fluctuation, with a notable shift in price targets over recent months, indicating a dynamic environment for the stock. These analyst views are crucial for investors seeking to understand the company's perceived value and potential trajectory.
The current 12-month price targets for First Hawaiian average $28.2, marking a 2.17% increase from the previous average of $27.60. Individual target estimates span from a low of $27.00 to a high of $29.00, reflecting differing expectations among analysts. This upward adjustment in the average price target suggests a slightly more optimistic outlook compared to prior periods. Understanding these targets, along with the detailed ratings and any changes in analyst recommendations, provides a comprehensive picture of First Hawaiian's position in the market and helps stakeholders make more informed decisions about the company's investment potential.
Financial Health and Market Position of First Hawaiian
First Hawaiian's market capitalization stands above the industry average, signaling its substantial influence and strong brand recognition within the financial sector. However, the company faced a revenue challenge in the last quarter of 2025, experiencing a 0.09% decline. This indicates a contraction in its top-line earnings and a growth rate that lags behind its industry competitors in the Financials sector. Despite this, the company maintains an impressive net margin of 32.15%, demonstrating efficient operations and robust profitability in managing its costs effectively.
While First Hawaiian excels in profitability with a strong net margin, its Return on Equity (ROE) at 2.54% and Return on Assets (ROA) at 0.29% fall below industry averages. These figures suggest that the company may be encountering difficulties in optimally utilizing its equity capital and maximizing returns from its asset base, potentially hindering its ability to generate superior shareholder value. Conversely, First Hawaiian's debt-to-equity ratio of 0.0 indicates a low reliance on debt financing, which is a positive sign for investors, reflecting a healthy balance sheet and a conservative financial management approach.